The National Bank of Rwanda (BNR) has announced that starting today, Person-to-Person money transfers will be processed through eKash, with the system also set to be used for other transactions including withdrawing money from a bank account to a mobile wallet, at a maximum fee of 20 Rwandan francs per transaction.
This was contained in a public notice released by the National Bank of Rwanda on Monday, July 14, 2026, informing the public that the instant interoperable payment system across different financial institutions (RNDPS/eKash) is part of Rwanda’s efforts to advance fast, technology-driven payment solutions.
The BNR said: “eKash is Rwanda’s national digital payment system, enabling instant, secure, affordable, and seamless payments across licensed financial institutions.”
BNR said the system allows customers to send and receive money, as well as make payments across licensed financial institutions, making financial services more accessible, reliable, affordable and inclusive.
BNR said it oversees the operations of eKash and works closely with relevant stakeholders to ensure the system operates safely, reliably, and in line with applicable requirements. BNR continues to monitor participant readiness, service availability, transaction performance, customer protection arrangements, and the handling of customer complaints.
As communicated by banks and Electronic Money Issuers, effective July 14, 2026, Person-to-Person (P2P) interoperable transfers will be processed through eKash. Customers will be able to send and receive money instantly between bank accounts and mobile wallets, including bank-to-bank, wallet-to-wallet, bank-to-wallet, and wallet-to-bank transfers.
Customers will continue using their existing bank accounts and mobile wallets to make these transfers. The transaction limit through eKash is up to FRW 10 million per transaction.
To support affordable interoperable digital payments, the maximum fee chargeable to customers for a Person-to-Person transfer through eKash is FRW 20 per transaction. Financial institutions may apply a lower fee, including zero fees, in line with their respective pricing decisions.
BNR said: “We expect this development to advance financial inclusion by making it easier for more Rwandans to access and use digital financial services across providers. It will also contribute to a stronger, more connected, and more resilient national digital payments ecosystem.”
BNR requested all participating institutions to maintain continuous public awareness on the changes, applicable fees, transaction limits, and available customer support channels. Customers are encouraged to seek information from their financial institution and to report concerns through the institution’s customer care channels or directly to BNR through the Chatbot or BNR social media channels.
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